We are U.S. Funding
Solutions, Inc., a national private note buyer
specializing in buying Owner Financed Mortgages Notes as well
as Deeds of Trust, Land Contracts, and Business property notes.
Want a Lump Sum of Cash
Now instead of waiting years to collect your
money? As a national notebuyer, we can turn your monthly payments
into a lump sum of cash. (Closings in as little as
10 Days.)
Attention
Note Brokers & Investors: Want 2010 to be a banner
year without buying leads or PPC? Find out how at
Winning
Cash Flow Business Don't delay.
Following
is a partial list (Call if you have a private note that is
not on this partial list) - Non-Seasoned mortgage notes,
Non-Performing Mortgages, Simultaneous Closings (Buyer needs
good credit and 20%+ down), Second mortgages, 3rd mortgages,
Business notes without real estate, Partial Note Purchases,
farm land notes, church notes, defaulted mortgage notes, Accounts
Receivables, Raw Land, 2nd deed of trusts, Slow paying mortgage
notes, 2nd Mortgages, Non Assignable injury settlements, Cell
Tower leases, Royalty payments, Water leases, Timber leases,
Mineral leases, Distressed Consumer Receivables, -
Don't hesitate to call if you have a note of any kind that
is not on this list.We are even an Alaska note buyer.
US
Note Buyer - Call 7 Days A Week For Great Pricing!
You'll
Be Glad You Did.
1-877-655-5625
Also, did you know that you Can
Sell a Portion of Your Note Payments as opposed
to selling the entire mortgage? Inquire about our Partial
Purchase Program and find out how you can receive a lump sum
of cash now for a predetermined number of future mortgage
payments.
So why would you choose U.S. Funding Solutions as your Note
Buyer? We are a national private note buyer
and pride ourselves on paying the highest price in the industry.
Also, we conduct ourselves in a professional manner and have
the ability to fund your note sale quickly. Bottom line is
we do what we say we will do. We also return ALL calls promptly,
usually within 1 hour during business hours and within 2 hours
on the weekend.
__________
"In short,
given no one in the political system is about to propose 40%
funding cuts or 80% tax hikes, the only remaining way to meet
all the new government obligations is inflate, inflate, inflate
the money supply. This way, much like a Ponzi scheme, debts
can be paid with progressively weaker dollars."
Lee Bellinger, Editor,
The American Sentinel
Attention Note Holders
- Take advantage of our FREE List of Noteholder Helpful Hints
from the perspective of a Note Buyer on our main corporate
site. Click
Here to Access this valuable information on Protecting
Your Mortgage Note.
US
Note Buyer - Call 7 Days A Week For Great Pricing!
You'll
Be Glad You Did.
1-877-655-5625
Note
Buyer - Frequently Asked Questions
1. What are the
pluses and minuses to selling a private note to a note buyer?
- The three biggest advantages of selling your note to a note
buyer are a) Receiving cash now for opportunistic investments
or to cover critical expenses, b) Eliminating the hassles
of managing the borrower's payments and reporting, and having
a significant financial cushion for this volatile economy.
2. What determines
how much I will receive from a note buyer? There are 4 main
factors. They are: Equity in the property, seasoning on the
note, the interest rate on the note and lastly the credit
of the borrower.
3. Is an appraisal
necessary? Yes.
4. As a Note
Buyer. do you need to check the credit of the
note payor? Yes, it is a very important factor in determining
the cash you will receive for your mortgage note.
5. How quickly
can I receive my cash? Typically 1 to 2 weeks.
6. Do you buy
notes on mobile homes? Yes, if they include the land.
7. Do you buy
mortgages on raw land? Yes, with or without improvements.
8. Do you buy
notes on commercial property? Yes.
9. Can you still
provide me with a quote if I don't know the credit of the
payor? We will provide you with a quote based on your best
guess and adjust (up or down) the final payment after credit
is pulled.
10. Can I sell
a Land Contracts to you? Yes
11. Do note buyers
buy Trust Deeds? Yes.
12. I would like
to sell my mortgage payments for some extra cash but am afraid
of loosing all the monthly income? Not to worry. We can make
a partial purchase of your private note for just the amount
you need
13. What is the
minimum mortgage size you will buy? $30,000..
14. Do you buy
mortgage notes on condos? Yes.
Note Buyer Related Articles
The New Era of Real Estate
In the last 7 to 10 years people have been treating real
estate, including their personal residence like a business.
Many homeowners and house investors had visions of getting
rich from their properties. It also seems everyone thought
they were an expert. Many real estate investors were looking
like gambling addicts who thought they could make up for their
losses with just one more roll of the dice. Based on some
popular TV shows, many homeowners still think they can continue
to see big profits. All the experts keep telling them that
they just need to wait a little longer for the market to turn
around.
Sorry to be the bearer of bad news, but real estate has a
new reality. We are not at the bottom of this market so home
prices will continue to fall. Add to that the rising foreclosures,
not just from the bursting of the real estate bubble but now
from many hundreds of thousands of job cuts. When you consider
the following pressures on the real estate market, how could
anyone think prices are going to turn around any time soon?
These factors include, 1) A huge inventory of houses for sale,
2) An increasing number of foreclosures, 3) Continued massive
layoffs, 4) Extremely tight lending standards and 5) Banks
and mortgage companies going out of business right and left
(some are out of business but due to government money stay
on life support, aka "Zombie banks").
It is sad, but true that Real Estate doesn’t always
go up in value. It might take a generation or more for real
estate prices to just recover in some locations.
To illustrate this point with a real life example from the
Great Depression, we knew a woman who was living off real
estate in the 1990s her father bought during the 1920s and
1930s.
Seventy years is a long time to wait for an investment to
pay off. It should change the way we manage our personal real
estate investments. We could be in the beginning of such a
period right now. If you are paying on a big mortgage you
experience severe risk in the event of job loss or an economic
downturn.
Owing the bankers and loan companies just puts you under
more pressure. So what should you do?
You want to get rid of this debt as soon as possible. It
makes you vulnerable to any income glitch like a layoff. If
you own the structure outright, it means you only have to
pay taxes, insurance and utilities.
Here are some good strategies.
1. Set aside money until you can put down a sizeable down
payment if you are buying.
2. Refinance a short-term mortgage or better yet buy what
house you can with no mortgage.
3. Pay off your existing mortgage as fast as you can. (There
are some good mortgage acceleration programs out there.)
4. Trade down to a smaller house that is more affordable.
5. Purchase some land where you can grow food or add on other
structures.
6. Look for tax breaks for agricultural land and homestead
exemptions.
7. Get rid of car payments and apply the income to your home.
Cars are terrible investments. Even now real estate is better.
I’ve seen car payments greater than many mortgage payments.
Forget trying to keep up with the proverbial 'Jones'. They
have gone or are going right off a cliff.
Finally, prepare yourself and your family for an even further
drop in home prices. Also, expect lots more foreclosures creating
a continued downward spiral. If you prepare for the worst
and it doesn’t happen, think how much less stress you
would have in your life without big house and car payments.
And I for one could use a lot less stress. If you're taking
medications for depression, consult your doctor but you may
find you don't need them anymore.
