Nationwide
Private Note Buyer, Providing Friendly 7 Day a Week Note
Buying Solutions
We are U.S. Funding Solutions, Inc., a national note
buyer specializing in buying Owner Financed Mortgages Notes
as well as Deeds of Trust, Land Contracts, and Business property notes.
Are you interested in a Lump Sum of Cash
Now instead of waiting years to collect the money that
is owed to you? As a national note buyer, we can turn your monthly payments
into a lump sum of cash.
Announcement:
We now buy Non-Seasoned and Non-Performing Mortgage Notes. (Sorry, no
simultaneous closing notes or 2nds.)
Also, did you know that you Can Sell a Portion of Your Note
Payments as opposed to selling the entire mortgage? Inquire
about our Partial Purchase Program and find out how you can receive
a lump sum of cash now for a predetermined number of future mortgage
payments.
So why would you choose U.S. Funding Solutions as your Note Buyer?
We are a national note buyer and pride ourselves on
paying the highest price in the industry. Also, we conduct ourselves
in a professional manner and have the ability to fund your note sale
quickly. Bottom line is we do what we say we will do. We also return
ALL calls promptly, usually within 1 hour during business hours and
within 2 hours on the weekend.
__________
"In short, given no
one in the political system is about to propose 40% funding cuts or
80% tax hikes, the only remaining way to meet all the new government
obligations is inflate, inflate, inflate the money supply. This way,
much like a Ponzi scheme, debts can be paid with progressively weaker
dollars."
Lee Bellinger, Editor, The
American Sentinel
___________
Please Call Us Today at 1-877-655-5625 for a Free No-Obligation
Evaluation of Your Current Mortgage Note. I personally
guarantee you will be glad you chose to do business with us.
Attention Note Holders - Take
advantage of our FREE List of Noteholder Helpful Hints on our main corporate
site. Click
Here to Access this valuable information on Protecting Your Mortgage
Note.
"A
dollar today is worth more than a dollar tomorrow."
Note Buyer -
Frequently Asked Questions
1. What are the pluses
and minuses to selling a private note? - The three biggest advantages
of selling your note to a note buyer are a) Receiving cash now for opportunistic
investments or to cover critical expenses, b) Eliminating the hassles
of managing the borrower's payments and reporting, and having a significant
financial cushion for this volatile economy.
2. What determines how
much I will receive from a note buyer? There are 4 main factors. They
are: Equity in the property, seasoning on the note, the interest rate
on the note and lastly the credit of the borrower.
3. Is an appraisal necessary?
Yes.
4. As a Notes
Buyer. do you need to check the credit of the note payor?
Yes, it is a very important factor in determining the cash you will
receive for your mortgage note.
5. How quickly can I receive
my cash? Typically 1 to 2 weeks.
6. Do you buy notes on
mobile homes? Yes, if they include the land.
7. Do you buy mortgages
on raw land? Yes, with or without improvements.
8. Do you buy notes on
commercial property? Yes.
9. Can you still provide
me with a quote if I don't know the credit of the payor? We will provide
you with a quote based on your best guess and adjust (up or down) the
final payment after credit is pulled.
10. Can I sell a Land Contracts
to you? Yes
11. Do note buyers buy
Trust Deeds? Yes.
12. I would like to sell my mortgage payments
for some extra cash but am afraid of loosing all the monthly income?
Not to worry. We can make a partial purchase of your private note for
just the amount you need
13. What is the minimum
mortgage size you will buy? $30,000..
14. Do you buy mortgage
notes on condos? Yes.
Call
Us Today for a Free No-Obligation Evaluation of Your Mortgage Note
Ron Stone
US Note Buyer,
a U.S. Funding Solutions, Inc. Website
National
Note Buyer
1-877-655-5625
Mortgage
Note Buying, 7 Days a Week
The New Era of Real Estate
In the last 7 to 10 years people have been treating real estate, including
their personal residence like a business. Many homeowners and house
investors had visions of getting rich from their properties. It also
seems everyone thought they were an expert. Many real estate investors
were looking like gambling addicts who thought they could make up for
their losses with just one more roll of the dice. Based on some popular
TV shows, many homeowners still think they can continue to see big profits.
All the experts keep telling them that they just need to wait a little
longer for the market to turn around.
Sorry to be the bearer of bad news, but real estate has a new reality.
We are not at the bottom of this market so home prices will continue
to fall. Add to that the rising foreclosures, not just from the bursting
of the real estate bubble but now from many hundreds of thousands of
job cuts. When you consider the following pressures on the real estate
market, how could anyone think prices are going to turn around any time
soon? These factors include, 1) A huge inventory of houses for sale,
2) An increasing number of foreclosures, 3) Continued massive layoffs,
4) Extremely tight lending standards and 5) Banks and mortgage companies
going out of business right and left (some are out of business but due
to government money stay on life support, aka "Zombie banks").
It is sad, but true that Real Estate doesn’t always go up in
value. It might take a generation or more for real estate prices to
just recover in some locations.
To illustrate this point with a real life example from the Great Depression,
we knew a woman who was living off real estate in the 1990s her father
bought during the 1920s and 1930s.
Seventy years is a long time to wait for an investment to pay off.
It should change the way we manage our personal real estate investments.
We could be in the beginning of such a period right now. If you are
paying on a big mortgage you experience severe risk in the event of
job loss or an economic downturn.
Owing the bankers and loan companies just puts you under more pressure.
So what should you do?
You want to get rid of this debt as soon as possible. It makes you
vulnerable to any income glitch like a layoff. If you own the structure
outright, it means you only have to pay taxes, insurance and utilities.
Here are some good strategies.
1. Set aside money until you can put down a sizeable down payment if
you are buying.
2. Refinance a short-term mortgage or better yet buy what house you
can with no mortgage.
3. Pay off your existing mortgage as fast as you can. (There are some
good mortgage acceleration programs out there.)
4. Trade down to a smaller house that is more affordable.
5. Purchase some land where you can grow food or add on other structures.
6. Look for tax breaks for agricultural land and homestead exemptions.
7. Get rid of car payments and apply the income to your home. Cars are
terrible investments. Even now real estate is better. I’ve seen
car payments greater than many mortgage payments.
Forget trying to keep up with the proverbial 'Jones'. They have gone
or are going right off a cliff.
Finally, prepare yourself and your family for an even further drop
in home prices. Also, expect lots more foreclosures creating a continued
downward spiral. If you prepare for the worst and it doesn’t happen,
think how much less stress you would have in your life without big house
and car payments. And I for one could use a lot less stress. If you're
taking medications for depression, consult your doctor but you may find
you don't need them anymore.